Choosing the right motorbike insurance coverage in Malaysia consists of evaluating numerous components, such as protection solutions, premiums, customer service, and additional Positive aspects made available from different insurers. This guidebook compares a number of Malaysia's top rated bike insurance coverage companies that may help you make an educated conclusion that meets your riding requirements and price range.
1. Allianz Malaysia Berhad
Protection Options: Allianz Malaysia offers complete coverage choices tailor-made to guard the two riders and their motorcycles. Their policies typically include things like:
Third-Social gathering Liability: Handles damages and accidents brought on to Many others in a mishap.
Personal Damage: Handles fix or substitution charges for the bike on account of accidents, fireplace, or theft.
Personalized Accident: Delivers compensation for bodily personal injury or Demise resulting from an accident.
Supplemental Rewards: Roadside assistance, clinical expenditures, plus more.
Rates and Discounts: Allianz Malaysia delivers competitive rates with options for discounts determined by Secure Driving information, various guidelines, and membership affiliations.
Customer care: Recognized for efficient statements processing and good purchaser assistance.
two. AXA Affin Common Coverage Berhad
Coverage Solutions: AXA Affin gives adaptable motorbike coverage programs with in depth coverage, together with:
Third-Bash Liability: Handles legal liabilities for bodily harm or property harm to others.
Possess Problems: Covers repair charges for your personal motorbike in incidents, theft, or all-natural disasters.
Particular Accident: Supplies protection for accidental Loss of life or bodily harm.
Premiums and Discount rates: AXA Affin presents competitive rates and discounts for Protected riders, loyalty courses, and bundling policies.
Customer support: Responsible customer support that has a user-pleasant promises process and 24/7 aid.
3. Etiqa Insurance policies Berhad
Protection Choices: Etiqa delivers bike insurance coverage strategies meant to shield riders comprehensively, like:
3rd-Party Liability: Protection for lawful liabilities arising from accidents.
Possess Destruction: Protection in opposition to repair service or replacement expenses on your bike.
Personal Accident: Protection for accidents or death resulting from mishaps.
More Benefits: Roadside help, health care fees, and loss of add-ons.
Rates and Savings: Etiqa presents competitive premiums with discount rates for Safe and sound riders, multi-policy holders, and much more.
Customer support: Recognized for responsive customer care and efficient claims handling.
four. Liberty Insurance coverage Berhad
Coverage Possibilities: Liberty Insurance plan features motorcycle insurance coverage programs with A selection of protection solutions, including:
Third-Celebration Liability: Coverage for authorized liabilities ensuing from incidents.
Have Damage: Covers fix fees on your bike resulting from mishaps or theft.
Personal Incident: Offers payment for bodily harm or Loss of life ensuing from incidents.
Rates and Bargains: Competitive premiums with discounts available for Protected riders, coverage renewals, and loyalty systems.
Customer care: Liberty Coverage is regarded for motorbike insurance fantastic customer care and prompt promises settlement.
5. Zurich General Insurance Malaysia Berhad
Coverage Options: Zurich Malaysia provides complete motorcycle insurance coverage ideas with the following coverage options:
Third-Party Liability: Covers lawful liabilities for bodily personal injury or assets harm to Many others.
Have Problems: Handles repair service or alternative charges on your motorbike as a result of mishaps, theft, or fire.
Individual Accident: Provides protection for accidental Dying or bodily harm.
Rates and Discount rates: Competitive premiums with reductions for Secure riders, multi-policy holders, and marketing features.
Customer care: Zurich Malaysia delivers trustworthy customer care with a straightforward claims process and 24/seven aid.